When to update your Will

A Will does not expire, and it does not become invalid because it is old. What happens is quieter: it stops matching your life while still looking like a plan.

These are the events worth acting on, and the list is short because most of them are once-in-a-decade events.

The events that should trigger a review

  • You marry, or you divorce

    Marriage can invalidate parts of an old Will or entitle a new spouse to a share. A divorce does not necessarily remove an ex-spouse as fast as people assume. Both are reasons to re-sign promptly.

  • A child is born or adopted

    The most common reason to update, and the one with the most at stake: the guardian nomination and the trust are built around the children you had when you signed.

  • Someone named in it dies, or can no longer act

    A beneficiary, an executor, a trustee or a guardian. If no alternate is named, the choice falls back to a court.

  • Your relationship with someone named in it changes

    Not strictly a legal event, but the most frequent reason people re-sign. It costs a printer and two witnesses.

  • You move to another state

    A Will valid where you signed it is generally valid where you move, but the signing requirements differ — how many witnesses, whether a notary or a self-proving affidavit is needed, how community property is treated. Signing again after a move is cheap insurance.

  • What you own changes materially

    A house, a business, a large inheritance, or the sale of something the Will named specifically. A specific gift of property you no longer own simply fails.

  • You want to give to someone the Will does not mention

    There is no way to add a beneficiary by telling someone. The Will has to say it.

  • The law changes

    Estate tax thresholds and intestacy rules are amended. A Will does not become invalid because a threshold moved, but a plan built around one can quietly stop doing what it was for.

  • Enough time has passed to be worth a re-read

    A practical habit rather than a rule: read it through every few years, and always after any event above. The exercise is not the document, it is noticing that a name or a wish no longer matches.

How to change a Will

There are two ways: a codicil, which is a separate document that amends the existing Will, or a new Will that revokes the old one. A codicil has the same signing and witnessing requirements as the Will itself, which is why re-signing a whole Will is usually simpler — and why we generate a complete new document rather than a patch.

Whichever route you take: sign it, have it witnessed the way your state requires, and destroy the old copies. Crossing out a line and initialling it is not an amendment, and a Will with handwritten changes on it is an invitation to a dispute.

How long is a Will good for?

Indefinitely, in the sense that it does not lapse. The risk is not expiry, it is drift: names that no longer mean what they did, an executor who has died, a guardian who has moved away, or a specific gift of something you sold.

If nothing has changed, and you re-read it and it is still right, leave it alone. Changing a Will for the sake of it only creates a newer document for someone to argue about.

30-day money-back guarantee Valid in 49 states